Privacy Policy
Creditworthiness101 and The Alternative Inc. ("we," "our," or "us") are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information provided by visitors to our website and individuals who engage with our credit review and coaching services.
Information We Collect
When you visit our website or interact with our services, we collect certain information to operate effectively and provide you with the services you request. Information you may provide directly includes your name, email address, phone number, and any details you voluntarily share about your credit concerns or financial situation when submitting a form or booking a credit review appointment.
We collect this data when you submit a contact or intake form, register for a credit review, or enroll in our services. We use this information to respond to inquiries, schedule appointments, administer services, send updates, and comply with legal requirements. We do not collect sensitive personal information like Social Security numbers or full dates of birth through our public website forms. All information collected is for legitimate business purposes related to our credit education and coaching services. We do not sell or rent personal information to third parties.
How We Use Your Information
We use the information you provide to:
Respond to your inquiries and credit review requests
Schedule and confirm appointments for your personalized credit review
Provide credit education, coaching, and strategy guidance you have requested
Send appointment reminders, account notifications, and service updates
Communicate with you regarding special offers or service updates (only with your explicit marketing consent)
Improve the quality and delivery of our services
How We Protect Your Data
Creditworthiness101 and The Alternative Inc. are committed to safeguarding your personal information. We implement reasonable administrative, technical, and operational safeguards to help keep your data safe and private. We utilize secure systems and reputable third-party service providers for data collection, storage, and processing. Access to client information is strictly limited to authorized personnel who require it to perform their duties, and these individuals are bound by confidentiality obligations.
While no system can guarantee absolute security, we continuously review and improve our data protection practices. When information is no longer needed for legitimate business or legal purposes, we securely dispose of it.
Cookie & Tracking Information
Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze site traffic. Cookies are small data files stored on your device when you visit our website. We use the following types of cookies:
Essential Cookies: Necessary for the website to function properly and cannot be disabled.
Analytics Cookies: Help us understand how visitors interact with our website so we can improve performance and content.
Functional Cookies: Allow the website to remember your preferences and provide enhanced features.
You may choose to disable cookies through your browser settings at any time. Please note that disabling certain cookies may affect the functionality of our website. By continuing to use our website, you consent to the use of cookies in accordance with this policy.
SMS Consent & Compliance
By submitting your phone number and opting in through our website forms or other communication methods, you provide explicit consent to receive SMS messages from Creditworthiness101 / The Alternative Inc. These messages may include appointment reminders, credit review scheduling updates, account notifications, and if you have opted into marketing messages special offers and service updates.
You may opt out at any time by replying STOP
For assistance, reply HELP or call
Message and data rates may apply
Message frequency may vary
No Sharing of SMS Data
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Your Rights — Your Control, Our Commitment
We believe you should always have control over your personal information. As permitted by law, you have the right to request access, updates, or deletion of your personal data. We are dedicated to transparency and maintaining your trust. Protecting client privacy is not just a policy — it is an ongoing responsibility and a fundamental aspect of how we operate every day.
Links to Other Websites
Our website may contain links to other websites. We are not responsible for the content or privacy practices of those sites. We encourage you to review the privacy policies of any third-party websites you visit. By using our website and services, you also agree to the terms outlined in our Terms & Conditions.
Contact Us
If you have questions about this Privacy Policy, please contact us:
Email: [email protected]
Phone: +1 443-272-4439
Address: 3379 Peachtree Rd NE Suite 655 P-64, Atlanta, Georgia, United States